Mission Mountain views, mature landscaping, and room to grow make this Charlo property a standout opportunity in the heart of the Mission Valley. Seller offering Buyer concessions of up to 5,000 for closing costs, prepaids or interest rate buy-down. Situated on double lot with .32 acres, this split-level home offers 1,874 square feet of comfortable living space with 4 bedrooms, 2 bathrooms, and multiple indoor and outdoor gathering areas. The main level welcomes you with natural light, inviting living spaces, a pantry for added storage, and access to a deck where you can enjoy views of the Mission Mountains.  Downstairs, a family room with a wood-burning fireplace creates the perfect setting for movie nights, game days, or relaxing on Montana evenings. Outside, the established landscaping provides privacy and character, while the firepit area invites gatherings under the stars. A chicken/duck coop is great for fresh eggs, and the detached two-car garage with an attached lean-to provides additional room for vehicles, recreational equipment, tools, and outdoor toys. Formerly configured as a duplex with a 2-bedroom, 1-bath upper level and a 2-bedroom, 1-bath lower level, the property's offers flexibility for a variety of lifestyles and future needs. Whether you're searching for your first home, extra room for family, space for hobbies, investment potential, or a property with flexible living options, this Mission Valley home offers a combination of comfort, views, and opportunity.